The recent data on deposits and credit of scheduled commercial banks published by the Reserve Bank of India provide valuable insights into the distribution of banking business across the country.
As on March 31, 2009, the number of banked centres served by scheduled commercial banks stood at 34,636. over 28,000 — were single office centres, mostly in rural and semi-urban areas.
But, on the other hand, there were 61 centres having 100 or more bank branches.
According to the RBI, the top hundred centres, arranged according to the size of deposits, accounted for 69.2 per cent of the total deposits, while the top hundred ranked according to the size of credit accounted for 78.5 per cent of total bank credit as on March 31 this year.The goal of inclusive banking has to be achieved.
Source:RBI
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